:root{
  --road:#E9ECEF;      /* page ground, pale tarmac grey */
  --panel:#FFFFFF;
  --ink:#142030;       /* text and dark sections */
  --plate:#FFCF1F;     /* UK rear number plate yellow, the loud accent */
  --sign:#1D4E9E;      /* motorway sign blue */
  --hazard:#C8202A;    /* only for the don'ts */
  --muted:#4A5868;
  --display:"Big Shoulders Display",Impact,sans-serif;
  --body:"Instrument Sans",system-ui,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{background:var(--road);color:var(--ink);font:18px/1.6 var(--body);-webkit-font-smoothing:antialiased}
img{display:block;max-width:100%}
a{color:inherit}
:focus-visible{outline:3px solid var(--sign);outline-offset:3px}
.wrap{max-width:1240px;margin:0 auto;padding:0 24px}


/* nav */
.nav{position:sticky;top:12px;z-index:20;margin:12px auto 0;max-width:1240px;padding:0 24px}
.nav-in{display:flex;align-items:center;justify-content:space-between;gap:16px;background:var(--ink);color:#fff;border-radius:999px;padding:10px 10px 10px 22px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;font:800 24px/1 var(--display);letter-spacing:.01em}
.logo-mark{width:30px;height:30px;flex:none}
.pill{display:inline-flex;align-items:center;gap:10px;border-radius:999px;padding:14px 24px;font:700 17px/1 var(--body);text-decoration:none;white-space:nowrap;transition:transform .2s}
.pill:hover{transform:translateY(-2px)}
.pill-plate{background:var(--plate);color:var(--ink)}
.pill-ink{background:var(--ink);color:#fff}
.pill svg{width:18px;height:18px;flex:none}
.nav .pill{padding:12px 20px}

/* hero */
.hero{padding:40px 0 72px}
.hero-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:40px;align-items:center}
h1{font:900 clamp(52px,8.4vw,118px)/.9 var(--display);letter-spacing:-.01em;margin-bottom:24px}
.lede{font-size:20px;color:var(--muted);max-width:30em;margin-bottom:32px}
.hero-photo{border-radius:28px;overflow:hidden;aspect-ratio:4/5;position:relative}
.hero-photo img{width:100%;height:100%;object-fit:cover;object-position:28% center}
.live{position:absolute;left:16px;bottom:16px;background:#fff;border-radius:999px;padding:10px 16px;font:600 15px var(--body);display:flex;align-items:center;gap:10px}
.dot{width:10px;height:10px;border-radius:50%;background:#1E9E5A;box-shadow:0 0 0 4px rgba(30,158,90,.2)}

/* the signature: number plate finder */
.finder{max-width:560px}
.finder label{display:block;font-weight:600;margin-bottom:10px}
.plate{display:flex;align-items:stretch;background:var(--plate);border:3px solid var(--ink);border-radius:10px;overflow:hidden;box-shadow:0 6px 0 var(--ink)}
.plate-band{background:var(--sign);color:#fff;width:46px;display:flex;flex-direction:column;align-items:center;justify-content:flex-end;padding:6px 0;font:800 15px/1 var(--display)}
.plate input{flex:1;min-width:0;border:0;background:transparent;font:800 clamp(28px,4vw,40px)/1 var(--display);letter-spacing:.06em;text-transform:uppercase;color:var(--ink);padding:14px 16px}
.plate input::placeholder{color:rgba(20,32,48,.45)}
.plate input:focus{outline:none}
.plate:focus-within{outline:3px solid var(--sign);outline-offset:4px}
.results{list-style:none;margin-top:14px;background:#fff;border-radius:16px;overflow:hidden;display:none}
.results.open{display:block}
.results a{display:flex;justify-content:space-between;padding:14px 18px;text-decoration:none;font-weight:600;border-top:1px solid var(--road)}
.results li:first-child a{border-top:0}
.results a:hover,.results a:focus{background:var(--plate)}

/* steps */
.section{padding:88px 0}
h2{font:900 clamp(40px,5.6vw,76px)/.95 var(--display);margin-bottom:20px}
.sub{color:var(--muted);max-width:34em;margin-bottom:44px}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;counter-reset:s}
.step{background:var(--panel);border-radius:24px;padding:28px}
.step-n{font:900 64px/1 var(--display);color:var(--sign);margin-bottom:12px}
.step h3{font:700 20px/1.25 var(--body);margin-bottom:8px}
.step p{font-size:16px;color:var(--muted)}

/* insurer directory */
.dir{background:var(--ink);color:#fff;border-radius:36px;margin:0 12px;padding:88px 0}
.dir .sub{color:#B9C3CF}
.dir-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:8px 24px;list-style:none}
.dir-grid a{display:flex;justify-content:space-between;align-items:center;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.14);text-decoration:none;font-weight:500}
.dir-grid a:hover{color:var(--plate)}
.dir-grid a span{opacity:.5}

/* split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.split img{border-radius:28px;aspect-ratio:16/11;object-fit:cover;width:100%}
.ticks{list-style:none;margin:24px 0 32px}
.ticks li{padding:10px 0 10px 36px;position:relative;border-bottom:1px solid #D3D8DE}
.ticks li::before{content:"";position:absolute;left:0;top:15px;width:20px;height:20px;border-radius:50%;background:var(--plate);box-shadow:inset 0 0 0 6px var(--ink)}
.note{font-size:15px;color:var(--muted);max-width:36em}

/* insurer page */
.ins-hero{padding:40px 0 64px}
.ins-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:end}
.ins-plate{display:inline-flex;align-items:stretch;background:var(--plate);border:3px solid var(--ink);border-radius:10px;overflow:hidden;box-shadow:0 5px 0 var(--ink);margin-bottom:24px}
.ins-plate .plate-band{width:38px}
.ins-plate strong{font:800 clamp(30px,4vw,44px)/1 var(--display);letter-spacing:.06em;text-transform:uppercase;padding:10px 20px}
.ins-h1{font-size:clamp(48px,7vw,96px)}
.ins-h1 .ins-plate{display:flex;width:max-content;max-width:100%;margin-bottom:14px}
.ins-photo{border-radius:28px;overflow:hidden;aspect-ratio:16/12}
.ins-photo img{width:100%;height:100%;object-fit:cover}
.timeline{display:grid;gap:14px;max-width:880px}
.tl{display:grid;grid-template-columns:96px 1fr;gap:24px;background:var(--panel);border-radius:20px;padding:24px 28px;align-items:start}
.tl .when{font:900 40px/1 var(--display);color:var(--sign)}
.tl h3{font:700 20px/1.3 var(--body);margin-bottom:4px}
.tl p{color:var(--muted);font-size:16px}
.dodont{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:20px}
.box{border-radius:24px;padding:32px}
.box h3{font:900 34px/1 var(--display);margin-bottom:16px}
.box ul{list-style:none}
.box li{padding:8px 0;border-top:1px solid rgba(0,0,0,.08);font-size:17px}
.do{background:var(--plate)}
.dont{background:#fff;border:3px solid var(--hazard)}
.dont h3{color:var(--hazard)}

/* cta + footer */
.cta{background:var(--plate);border-radius:36px;margin:0 12px;padding:80px 0;text-align:center}
.cta h2{margin-bottom:12px}
.cta p{margin-bottom:28px;font-size:20px}
footer{padding:56px 0 120px;font-size:15px;color:var(--muted)}
.foot{display:flex;flex-wrap:wrap;justify-content:space-between;gap:24px;border-bottom:1px solid #D3D8DE;padding-bottom:24px;margin-bottom:24px}
.foot nav a{margin-right:20px}
.legal{max-width:60em;font-size:14px}

.float{position:fixed;right:20px;bottom:20px;z-index:30;box-shadow:0 10px 30px rgba(20,32,48,.3)}

@media (max-width:900px){
  .hero-grid,.split,.ins-grid,.dodont{grid-template-columns:1fr}
  .hero-photo{aspect-ratio:4/3;order:-1}
  .steps{grid-template-columns:1fr 1fr}
  .dir-grid{grid-template-columns:1fr 1fr}
  .nav-call-text{display:none}
}
@media (max-width:560px){
  .wrap{padding:0 16px}
  .nav{padding:0 12px}
  .steps,.dir-grid{grid-template-columns:1fr}
  .tl{grid-template-columns:1fr;gap:6px}
  .float{left:16px;right:16px;justify-content:center}
  .section{padding:64px 0}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}

/* legal pages */
.legal-page{padding:40px 0 88px}
.legal-page h1{font-size:clamp(48px,7vw,88px);margin-bottom:12px}
.legal-page .updated{color:var(--muted);margin-bottom:40px}
.prose{background:var(--panel);border-radius:28px;padding:clamp(24px,5vw,56px);max-width:860px}
.prose h2{font:900 clamp(30px,3.6vw,40px)/1 var(--display);margin:40px 0 12px}
.prose h2:first-child{margin-top:0}
.prose h3{font:700 19px/1.3 var(--body);margin:24px 0 6px}
.prose p,.prose li{color:#2C3A4A;font-size:17px}
.prose p{margin-bottom:14px}
.prose ul,.prose ol{margin:0 0 16px 22px}
.prose li{margin-bottom:6px}
.prose a{color:var(--sign);font-weight:600}
.prose .callout{background:var(--road);border-left:6px solid var(--plate);border-radius:12px;padding:16px 20px;margin:16px 0}
.back{display:inline-block;margin-bottom:20px;font-weight:600;color:var(--sign);text-decoration:none}
.back:hover{text-decoration:underline}
.ins-h1 strong{overflow-wrap:anywhere}
.dir-grid a,.results a{gap:12px}
.skip{position:absolute;left:-999px;top:8px;background:var(--plate);padding:10px 16px;border-radius:999px;z-index:50;font-weight:700}
.skip:focus{left:12px}
.ins-grid>*,.hero-grid>*{min-width:0}
.ins-h1 .ins-plate{width:fit-content}
.ins-h1 .ins-plate strong{line-height:1.05}
@media (max-width:560px){.ins-plate strong{font-size:clamp(22px,7vw,30px);padding:10px 14px}}
.split img{height:auto}
.faq{display:grid;gap:12px;max-width:880px}
.faq details{background:var(--panel);border-radius:20px;padding:0 28px}
.faq summary{cursor:pointer;list-style:none;font:700 19px/1.3 var(--body);padding:22px 32px 22px 0;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:14px;font:900 34px/1 var(--display);color:var(--sign)}
.faq details[open] summary::after{content:"–"}
.faq details p{color:var(--muted);font-size:17px;padding-bottom:24px;max-width:46em}

/* brief v2: insurer landing pages */
.nav-links{display:flex;gap:24px;margin-left:auto;margin-right:16px}
.nav-links a{color:#fff;text-decoration:none;font-weight:600;font-size:16px}
.nav-links a:hover{color:var(--plate)}
.crumbs{display:block;padding-top:28px;font-size:15px;color:var(--muted)}
.crumbs a{color:var(--sign);text-decoration:none;font-weight:600}
.crumbs a:hover{text-decoration:underline}
.ins-hero{padding-top:20px}
.ins-h1 .h1-text{display:block;font-size:clamp(40px,5.4vw,72px);line-height:.95}
.disclosure{background:#fff;border:2px solid var(--ink);border-left:10px solid var(--plate);border-radius:16px;padding:16px 20px;font-size:16px;line-height:1.5;margin:0 0 24px;max-width:36em}
.hero-note{margin-top:16px;font-size:15px;color:var(--muted)}
.hero-actions{display:flex;flex-wrap:wrap;align-items:center;gap:16px 24px}
.text-link{color:var(--sign);font-weight:600}
.info-grid>*{max-width:880px}
.body-lg{font-size:19px;color:#2C3A4A;margin-bottom:14px;max-width:40em}
.body-lg a,.report-card a{color:var(--sign);font-weight:600}
.report-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.report-card{background:var(--panel);border-radius:24px;padding:28px 32px}
.report-card h3{font:700 21px/1.3 var(--body);margin-bottom:12px}
.report-card p{margin-bottom:10px;color:#2C3A4A}
.report-card ul{margin-left:20px;color:#2C3A4A}
.report-card li{margin-bottom:6px}
.report-card.official{border:3px solid var(--sign)}
.big-num{font:900 clamp(36px,4vw,52px)/1 var(--display);letter-spacing:.01em}
.big-num a{color:var(--ink)!important;text-decoration:none}
.ext::after{content:" ↗"}
.checked{font-size:14px;color:var(--muted)!important}
.ticks li strong{color:var(--ink)}
.cta-btn{font-size:clamp(16px,2vw,20px);padding:18px 28px;white-space:normal;text-align:left;max-width:100%}
.cta-small{margin-top:14px!important;font-size:16px!important}
.h2-sm{font-size:clamp(30px,3.6vw,44px)}
.chips{list-style:none;display:flex;flex-wrap:wrap;gap:10px}
.chips a{display:inline-block;background:#fff;border-radius:999px;padding:10px 18px;text-decoration:none;font-weight:600}
.chips a:hover{background:var(--plate)}
@media (max-width:900px){.report-grid{grid-template-columns:1fr}.nav-links{display:none}}
.hero-actions .pill{white-space:normal;max-width:100%}
.insurer-block{border-top:1px solid #D3D8DE;margin-top:24px}